Even the wealthiest people in the world are trying to make just a LITTLE bit more money.īUT, a little bit more money will never be enough IF you don’t have a budget and stick to it.ĭave Ramsey says having a budget is like giving yourself a raise. The pattern goes on and on AND let me tell you it doesn’t stop. Then you get used to that level of income and start wishing you made just a LITTLE bit more money. After a while you start thinking, “If I just made a LITTLE bit more money THEN everything would be set!” Then a little bit of time goes by and you start to get used to the lifestyle your job affords. You probably felt like you were making plenty of money to live off of and then some. When you first got hired, you were likely pretty excited.
Hustl made full#
Think about your full time-job right now. Why? Because you can’t side hustle your way out of bad financial decisions. No matter how much extra money you make, if you don’t stick to a budget you will always feel like you’re behind. The very first thing you’ve got to do to get out of debt is create a budget and stick with it. The main areas you want to have a plan with are The more clarity there is with a plan the less likely you are to have those higher-volume discussions. Not me of course…I call them higher-volume discussions. Stress can lead to certain types of conversations that some would call arguments. Living on a tight budget and working extra hours can be stressful. The key to this whole thing was talking about what we were going to do and what the expectations were from both of us. As soon as we were engaged we sat down and looked at the finances and made a game plan together on what it would look like to get debt-free. This plan started long before we were married. So, here are a few tips for you to get out of debt with a web design side hustle. We learned a few things along the way as a family and I learned a lot of things as a web designer. The process wasn’t easy but it was well worth it. That’s when we took the plunge and paid off what would be the last chunk of a student loan. Then August rolled around and we noticed we had plenty in our bank account to cover the remaining debt and all of our living expenses for the remainder of the month. We thought it would take us a year or so to be completely debt-free. I would take as many freelance web design jobs as I could and she would hold down the fort at home with our 3 girls. So, with my background in web design and her ability to to be frugal to the max we came up with a game plan to get out of debt with a web design side hustle.
We would have to figure out a way to make some money on the side in order to hurry up the process and be debt-free sooner rather than later. We also knew that we wouldn’t be able to get out of the debt we were in with the income from our full-time jobs alone. But, we knew we didn’t want to stay there.
We’re a match made in dollar store heaven.ĭebt happens to the best of people and this is just where we found ourselves. She likes the 99 cent milkshakes from Wendy’s.
We can make pennies last beyond what seems earthly possible.įor instance, my favorite meal is rice and beans, and my guilty pleasure is the “quesarito” from Taco Bell.
With our marriage came love, joy, excitement and about $30k of debt.Īnd, listen, neither of us are big spenders. My wife and I were married in February of 2018.
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